Sell Citi ThankYou Points for Cash

Reviewed by Joseph Hellman-Benjamin, Founder and CEO. Last reviewed: October 13, 2026. Editorial Policy

Can you sell Citi ThankYou points?

Yes, we buy Citi ThankYou points in balances of 50,000 or more. Citi’s terms list buying or selling points as misuse, and Citi can take the points, close the ThankYou account and cancel the card. Points on Strata Elite, Strata Premier and Prestige cards transfer at better ratios, so tell us which card holds them. We pay by PayPal.

Key facts (checked October 13, 2026)

  • Citi rule: buying or selling points is fraud, misuse or abuse; points and accounts can be closed
  • Expiry: none while the account is open
  • Transfers: 1:1 to most airlines from Strata Elite, Strata Premier and Prestige; lower from other cards
  • American AAdvantage 1:1 since July 2025, premium cards only
  • Travel value: 1.9 cents a point (The Points Guy, October 2026)
  • Our terms: 50,000 minimum; written price by email; you transfer first; PayPal, usually within 15 minutes

Before you sell: know the risk

Selling ThankYou points is against the Citi ThankYou Rewards terms. The terms list buying or selling points as an example of fraud, misuse or abuse, and Citi can take away your points, close your ThankYou account and cancel your card account. We cannot promise how Citi will respond to a sale.

Read the full guide: Selling Miles and Points: Risks, Rules, and How It Works.

Price guarantee: the price per point we agree with you in writing by email is the price we pay once your points transfer is complete.

Also holding Chase points? See how to sell Chase Ultimate Rewards points.

Selling Citi ThankYou Points for Cash

Do you have a massive balance of Citi ThankYou rewards sitting idle? While Citi offers various redemption options, they rarely provide the same value as cold, hard cash. At The Points King, we make it easy to sell Citi ThankYou points at competitive market rates.

Citi ThankYou points are among the most flexible rewards in the travel industry. However, navigating transfer partners and “blackout dates” can be a headache. When you choose to sell Citi ThankYou rewards to us, you bypass the complexity of the travel market.

Instead of waiting for a “saver” award seat to open up, you can take your payout and spend it however you like, whether that’s paying off your monthly statement, investing, or booking a vacation on your own terms.

Sell your Citi Thank You points today!

How to Sell Citi ThankYou Points

If you are ready to sell Citi ThankYou points, here is how it works:

  1. Submit Your Details: Fill out our simple form with your Citi ThankYou balance.

  2. Receive a Quote: We reply with a quote by email.

  3. Get Paid: You transfer the points, and we pay by PayPal once we confirm the transfer. Most customers are paid within 15 minutes of completing the transfer.

As we mentioned earlier, if you have large quantities of Citi Thank You points, we can buy them from you for very competitive rates. Sell bulk amounts of Citi Thank You points for cash.

Is Selling My Citi Points Legal?

Selling Citi ThankYou points is against Citi’s rules. Whether a sale creates legal exposure beyond that depends on the facts and where you live. This page is not legal advice.

In business since 2017. More than 1,000 customers since 2017.

Get the Best Value for Your Rewards

Don’t let your points devalue or expire. Whether you have 50,000 or 1,000,000+ points, we are looking for:

  • Citi Prestige® Card rewards

  • Citi Strata Premier℠ Card rewards

  • Citi ThankYou® Preferred rewards

Citi ThankYou points have transferred to American AAdvantage at 1:1 from the Strata Elite, Strata Premier and Prestige cards since July 2025; how to redeem AA miles shows what they buy there. We also buy Capital One miles, and every program is on the sell points page.

Frequently Asked Questions: Citi ThankYou Points

Why should I sell my Citi points instead of using Citi’s “Cash Back” option?

We do not publish a rate, because it moves with demand for Citi’s travel partners. Tell us your balance and which card earned it, and we email you a price in writing. The price we agree is the price we pay. Compare it with what Citi pays you for cash on your card before you accept.

What is the minimum number of points I can sell?

For Citi ThankYou rewards, we generally require a minimum of 50,000 points. Larger balances can receive a better price per point. Ask for a quote.

Which Citi cards qualify for selling points?

We buy ThankYou points from any Citi card. Since July 2025, Citi has let most ThankYou cards transfer to airline partners, but the ratio depends on the card. Strata Elite, Strata Premier and Prestige points transfer 1:1 to most airlines, and only these cards can transfer to American. Strata, Double Cash and Custom Cash points transfer at lower ratios, for example 1,000 points to 700 Flying Blue miles (Frequent Miler). Points that transfer 1:1 are worth more, so tell us which card your points are on.

How long does the payment take?

By PayPal. Most customers are paid within 15 minutes of completing the transfer.

Will my points expire if I don’t sell them?

Citi ThankYou points generally do not expire while your account is open. If you close a card yourself, Citi’s terms give you 90 days to use the points earned on it. If Citi closes the account for a reason other than inactivity, the points are lost immediately.

What do you need from me?

We confirm your balance and the transfer steps by email. We never ask for your password.

Which cards earn ThankYou points today?

ThankYou points are earned on Citi cards such as the Strata Elite, Strata Premier, Strata and Double Cash. Citi stopped taking applications for the Custom Cash card on May 28, 2026, though existing cardholders keep it. Card names and earning rates change, so check Citi’s ThankYou Rewards site for the current details.

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