Sell Credit Card Points for Cash
- Do you have extra credit card rewards points that you want to sell for cash?
- The Points King offers very competitive rates for credit card owners selling their credit card rewards points
- We will buy almost all credit card reward points, including Amex, Marriot, Citi, SPG, Southwest
- Fill out the form for a quote. Secure payment by PayPal. Site encrypted with SSL.
Reviewed by Joseph Hellman-Benjamin, Founder and CEO. Last reviewed: October 13, 2026. Editorial Policy
Can you sell credit card and hotel points for cash?
Yes. The Points King buys points from 13 bank and hotel programs, including Amex, Chase and Marriott, usually in balances of 50,000 or more. Bank and hotel terms prohibit selling, and the issuer can take the points or close the card account. Compare our written price with the bank’s own cash rate first: Chase pays 1 cent a point, Amex about 0.6.
Key facts (checked October 13, 2026)
- Programs we buy: 13 bank and hotel programs, each with its own page
- Bank cash rates: Chase 1 cent, Wells Fargo 1 cent, Amex about 0.6, Capital One 0.5 a point
- Travel value (The Points Guy, October 2026): Chase 2.05, Amex 2.0, Citi 1.9, Capital One 1.85, Wells Fargo 1.75 cents
- Our terms: 50,000 minimum for most programs, higher for Hilton and IHG; written price by email; you transfer first; PayPal, usually within 15 minutes
To compare what Amex, Chase, Citi, Capital One and other bank points are worth, try our credit card points value calculator.
Holding hotel points? Our guide to what 25 hotel programs say about selling points links each program’s own terms.
Before you sell: know the risk
Selling miles or points is against the rules of most loyalty programs. A program can cancel your balance and suspend or close your account, and we cannot promise how any program will respond.
$1Selling Miles and Points: Risks, Rules, and How It Works.Price guarantee: the price per point we agree with you in writing by email is the price we pay once your points transfer is complete.
Sell Credit Card Points and Hotel Points for Cash in 2026
The process for selling points in 2026 is straightforward with The Points King:
- Fill Out a Form: On every page on our site you will see a form for selling your credit card rewards points. Simply fill out the form with your basic information, along with the name of the points program, how many points you want to sell, as well as any additional comments or questions you have – we are happy to answer and consult on any points questions you may have.
- Receive a Quote: We reply with a quote by email, based on the points program and the quantity you want to sell.
- Collect Miles, Points, or Cash: Once you accept our offer, we confirm the transfer steps by email and you transfer them. Once we confirm the transfer, we pay you by PayPal. Most customers are paid within 15 minutes of completing the transfer.
Credit Card Points: What They Are Worth for Travel (October 2026)
| Program | Travel value per point | Notes |
|---|---|---|
| Bilt Rewards | 2.2¢ | Transfers to many airline and hotel partners |
| Chase Ultimate Rewards | 2.05¢ | 1 cent as cash back |
| Amex Membership Rewards | 2.0¢ | About 0.6 cents as a statement credit |
| Citi ThankYou | 1.9¢ | Full-ratio transfers on premium cards only |
| Capital One Miles | 1.85¢ | 1 cent against travel purchases |
| Wells Fargo Rewards | 1.75¢ | Transfers on select cards |
Travel values from The Points Guy, October 1, 2026. They are what points are worth on a well-booked award, not what a broker pays. We do not publish a rate; we email you a price in writing, and the price we agree is the price we pay.
Why Sell Your Hotel & Credit Card Points?
The reason for selling credit card points is simply because most credit card rewards programs do not offer cash redemption processes. Many credit card owners accrue millions of points but end up losing much of the value due to points expiring or being exchanged for a gift card which they don’t need. (You can however convert your points to airline miles).
3 Things to Think About Before Selling Points for Cash:
- Calculate Value: It is important for you to calculate the deal you are getting for your credit card points. It is possible that you can extract more value from your credit card points program via gift cards at a higher rate per point. Make sure to calculate this before completing a point selling transaction. The Points King offers some of the most competitive rates in the industry.
- Security: Unfortunately there are many dishonest point brokers in this industry, and it is imperative to use a credit card point broker who you can trust. Founder Joseph Hellman-Benjamin has run The Points King since 2017, and we have served more than 1,000 customers.
- Speed: Though we try to complete transactions within minutes, it may be possible for there to be a few hours of downtime, depending on whether it is a holiday or a server upgrade. Most customers are paid within 15 minutes of completing the transfer.
8 Most Popular Credit Card Points that Users Want to Sell:
The Points King is currently dealing with 10-12 credit card company points, and will buy points if you are looking to sell your extra points, and can accommodate the following transactions:
- Sell Amex Points – American Express Membership Reward points can accumulate fast, and they offer 20% bonus points after 20 or more purchases. (Click here to sell Amex Centurion Black Card points).
- Sell Marriot Reward Points – Marriot Reward points can be accumulated by staying in any Marriot hotel worldwide, including the Ritz Carlton.
- Sell CITI Thank You Points – The CITI Thank You Premier card requires a $95 yearly fee but is a good deal as it offers 3 points for all travel expenses including gas stations.
- Sell SPG Points – Starwood Preferred Guest membership points can be accrued similar to the Marriot model – click the link to see which hotels will give you SPG points.
- Sell Southwest Points – Southwest offers 3 tiers, and offer varying amounts of Southwest points based on the number of flight tickets you purchase from them.
- Sell Wells Fargo Points – Wells Fargo offers points users a 10% reward bonus each year, which means a lot of Wells Fargo Go Far reward point accumulation.
- Sell Hilton Honors Points – The status levels of Hilton Honors points range from Blue to Diamond, with hotel stays allowing for tons of Hilton points to accrue.
- Sell Hyatt Points – Hyatt offers a wide range of membership levels, with the higher levels earning a ton of Hyatt points which can be redeemed via hotel stays.
Selling Points for Cash is Becoming Popular the Last Few Years:
Believe it or not, credit card owners have been selling their points via online brokers since 2004, with the most popular credit card points program being Amex – selling Amex points is easily the most processed point transaction that we have seen for years.
3 New Points Programs We Are Buying in 2026:
Check out this chart from Google Trends which shows historical interest in ‘sell points’ since 2004 up until 2026:
If you have credit card points that you’d like to sell then get in touch with us today!
To put a travel value on a balance before you ask for a quote, see how much Amex points are worth and the Chase transfer partners list. Amex points vs. Chase points compares the two. Airline miles have their own page: sell airline miles.
FAQ for Selling Points for Cash (Hotel Points and Credit Card Reward Points) in 2026:
Here are the most common questions we get from customers before they decide to sell their hotel or credit card reward points for cash online:
Is it actually legal to sell my miles?
Selling miles or points is against the rules of most loyalty programs. Whether a sale creates legal exposure beyond that depends on the program, the facts and where you live. This page is not legal advice. Read the full guide: Selling Miles and Points: Risks, Rules, and How It Works.
How does the process work?
Four steps:
- Request a Quote: Fill out our form with your program and balance.
- Confirmation: We confirm your balance and the transfer steps by email.
- Points Transfer: You transfer the points once you accept the quote.
- Get Paid: We pay by PayPal once we confirm the transfer. Most customers are paid within 15 minutes of completing the transfer.
How much cash will I actually get?
We do not publish a rate, because it moves with demand for each program and with the size of the balance. Tell us your program and balance and we email you a price in writing; the price we agree is the price we pay. A cash offer from any broker will be lower than what the points are worth on a well-booked trip, shown in the table above.
Is there a minimum amount?
The minimum is 50,000 points or miles for most programs; Hilton (100,000) and IHG (80,000) are higher.
Security and Risks
Will the airline shut down my account?
It can. A program can cancel a balance and close an account, and we cannot promise how any program will respond.
What information do I need to provide?
We tell you by email exactly what we need to verify your balance. For high-value transactions (over 500,000 miles), that includes a form of ID. We also need the PayPal address you want to be paid at.
Why shouldn’t I just use the miles for a flight?
If you can find a business class seat to Europe for 60,000 miles, you should take it. That is far better value than selling. Selling makes sense for a balance you will not use, for example when the award prices you find are much higher than you expected.