Sell Credit Card Points for Cash
- Do you have extra credit card rewards points that you want to sell for cash?
- The Points King offers very competitive rates for credit card owners selling their credit card rewards points
- We will buy almost all credit card reward points, including Amex, Marriot, Citi, SPG, Southwest
- Fill out the form for a quote. Secure payment by PayPal. Site encrypted with SSL.
Reviewed by Joseph Hellman-Benjamin, Founder and CEO. Last reviewed: October 7, 2026. Editorial Policy
Before you sell: know the risk
Selling miles or points is against the rules of most loyalty programs. A program can cancel your balance and suspend or close your account, and we cannot promise how any program will respond.
$1Selling Miles and Points: Risks, Rules, and How It Works.Price guarantee: the price per point we agree with you in writing by email is the price we pay once your points transfer is complete.
Sell Credit Card Points and Hotel Points for Cash in 2026
The process for selling points in 2026 is straightforward with The Points King:
- Fill Out a Form: On every page on our site you will see a form for selling your credit card rewards points. Simply fill out the form with your basic information, along with the name of the points program, how many points you want to sell, as well as any additional comments or questions you have – we are happy to answer and consult on any points questions you may have.
- Receive a Quote: We reply with a quote by email, based on the points program and the quantity you want to sell.
- Collect Miles, Points, or Cash: Once you accept our offer, we verify your points and you transfer them. Once we confirm the transfer, we pay you by PayPal. Most customers are paid within 15 minutes of completing the transfer.
Typical Credit Card Points & Their Approximate Cash / Sell Value
| Program | Estimated Cash/“Sell” Value | Notes |
|---|---|---|
| Amex Membership Rewards | ~$0.008 – $0.03 per point | Flexible transferable points are among the most valuable; third-party brokers sometimes pay roughly 1–3¢/point in cash offers (varies by volume and demand). |
| Chase Ultimate Rewards | ~$0.01 – $0.02+ per point | Ultimate Rewards can be worth ~1.8–2.2¢ when redeemed smartly; sell value on secondary market tends lower, closer to 1–1.8¢/pt. |
| Capital One Miles | ~$0.01 – $0.018 per mile | Often ~1.7¢ in value on travel, resale typically closer to 1¢+. |
| Citi ThankYou Points | ~$0.01 – $0.02 per point | Transferable to partners; resale likely closer to ~1¢. |
| Bank of America Reward Points | ~$0.01 per point | Cash redemption is flat ~1¢; resale potential limited. |
| Bilt Rewards Points | ~$0.012 – $0.02 per point | Often valued ~1.6–2.1¢ in travel redemption; resale typically lower. |
Why Sell Your Hotel & Credit Card Points?
The reason for selling credit card points is simply because most credit card rewards programs do not offer cash redemption processes. Many credit card owners accrue millions of points but end up losing much of the value due to points expiring or being exchanged for a gift card which they don’t need. (You can however convert your points to airline miles).
3 Things to Think About Before Selling Points for Cash:
- Calculate Value: It is important for you to calculate the deal you are getting for your credit card points. It is possible that you can extract more value from your credit card points program via gift cards at a higher rate per point. Make sure to calculate this before completing a point selling transaction. The Points King offers some of the most competitive rates in the industry.
- Security: Unfortunately there are many dishonest point brokers in this industry, and it is imperative to use a credit card point broker who you can trust. Founder Joseph Hellman-Benjamin has run The Points King since 2017, and we have served more than 1,000 customers.
- Speed: Though we try to complete transactions within minutes, it may be possible for there to be a few hours of downtime, depending on whether it is a holiday or a server upgrade. Most customers are paid within 15 minutes of completing the transfer.
8 Most Popular Credit Card Points that Users Want to Sell:
The Points King is currently dealing with 10-12 credit card company points, and will buy points if you are looking to sell your extra points, and can accommodate the following transactions:
- Sell Amex Points – American Express Membership Reward points can accumulate fast, and they offer 20% bonus points after 20 or more purchases. (Click here to sell Amex Centurion Black Card points).
- Sell Marriot Reward Points – Marriot Reward points can be accumulated by staying in any Marriot hotel worldwide, including the Ritz Carlton.
- Sell CITI Thank You Points – The CITI Thank You Premier card requires a $95 yearly fee but is a good deal as it offers 3 points for all travel expenses including gas stations.
- Sell SPG Points – Starwood Preferred Guest membership points can be accrued similar to the Marriot model – click the link to see which hotels will give you SPG points.
- Sell Southwest Points – Southwest offers 3 tiers, and offer varying amounts of Southwest points based on the number of flight tickets you purchase from them.
- Sell Wells Fargo Points – Wells Fargo offers points users a 10% reward bonus each year, which means a lot of Wells Fargo Go Far reward point accumulation.
- Sell Hilton Honors Points – The status levels of Hilton Honors points range from Blue to Diamond, with hotel stays allowing for tons of Hilton points to accrue.
- Sell Hyatt Points – Hyatt offers a wide range of membership levels, with the higher levels earning a ton of Hyatt points which can be redeemed via hotel stays.
Selling Points for Cash is Becoming Popular the Last Few Years:
Believe it or not, credit card owners have been selling their points via online brokers since 2004, with the most popular credit card points program being Amex – selling Amex points is easily the most processed point transaction that we have seen for years.
3 New Points Programs We Are Buying in 2026:
Check out this chart from Google Trends which shows historical interest in ‘sell points’ since 2004 up until 2026:
If you have credit card points that you’d like to sell then get in touch with us today!
To put a travel value on a balance before you ask for a quote, see how much Amex points are worth and the Chase transfer partners list. Amex points vs. Chase points compares the two. Airline miles have their own page: sell airline miles.
FAQ for Selling Points for Cash (Hotel Points and Credit Card Reward Points) in 2026:
Here are the most common questions we get from customers before they decide to sell their hotel or credit card reward points for cash online:
Is it actually legal to sell my miles?
Selling miles or points is against the rules of most loyalty programs. Whether a sale creates legal exposure beyond that depends on the program, the facts and where you live. This page is not legal advice. Read the full guide: Selling Miles and Points: Risks, Rules, and How It Works.
How does the process work?
It’s faster than a TSA PreCheck line.
- Request a Quote: Fill out our form with your program and balance.
- Verification: We verify the account is active and the miles are valid.
- Points Transfer: You transfer the points once you accept the quote.
- Get Paid: We pay by PayPal once we confirm the transfer. Most customers are paid within 15 minutes of completing the transfer.
Rates, Numbers, and Estimates
How much cash will I actually get?
Market rates fluctuate based on demand, but generally, you can expect between 0.8 cents and 1.8 cents per mile. Higher demand programs (like Amex or Chase) command the highest premiums.
Specific Examples:
- The “Amex Whale”: You have 200,000 American Express Membership Rewards. At a rate of 1.45 cents, you’d walk away with $2,900.
- The Delta Frequent Flyer: You have 100,000 Delta SkyMiles. At a rate of 1.1 cents, you’d receive $1,100.
- The Business Traveler: You have 500,000 United MileagePlus miles. At a rate of 1.3 cents, that’s a payout of $6,500.
To calculate your estimated payout, use the formula:
Payout = total miles x rate per mile
Is there a minimum amount?
The minimum is 50,000 points or miles for every program.
Security and Risks
Will the airline shut down my account?
It can. A program can cancel a balance and close an account, and we cannot promise how any program will respond.
What information do I need to provide?
We tell you by email exactly what we need to verify your balance. For high-value transactions (over 500,000 miles), that includes a form of ID. We also need the PayPal address you want to be paid at.
Popular Programs for 2026
| Program | Demand Level | Estimated Rate |
| Amex Membership Rewards | High | 1.3 to 1.7 cents |
| Chase Ultimate Rewards | High | 1.1 to 1.4 cents |
| Delta SkyMiles | Steady | 0.8 to 1.5 cents |
| United MileagePlus | Steady | 0.9 to 1.4 cents |
| British Airways Avios | Rising | 0.8 to 1.0 cents |
Why shouldn’t I just use the miles for a flight?
If you can find a Business Class seat to Europe for 60,000 miles, you should take it. That is the best value. But in 2026, with “dynamic pricing” and limited “Saver” awards, many travelers find that a flight costs 400,000 miles. At that point, the “cash value” of those miles is significantly higher than the flight itself.