Sell Points: Sell Your Credit Card Points for Cash in 2026

Sell Your Credit Card Points Today

Do you have extra credit card rewards points that you want to sell for cash?
The Points King offers very competitive rates for credit card owners selling their credit card rewards points
We will buy almost all credit card reward points, including Amex, Marriot, Citi, SPG, Southwest
Fill out the form to receive cash for your credit card reward points via 100% SSL secure PayPal transaction

Sell Your Extra Credit Card Points in 2026 for Cash

The process for selling points in 2026 is straightforward with The Points King:

Fill Out a Form: On every page on our site you will see a form for selling your credit card rewards points. Simply fill out the form with your basic information, along with the name of the points program, how many points you want to sell, as well as any additional comments or questions you have – we are happy to answer and consult on any points questions you may have.
Receive an Instant Quote: The moment you fill out a form, we will respond with a quote based on the name of the points reward program and quantity of points you want to sell.
Collect Miles, Points, or Cash: Once you accept our instant offer, we then need to verify your credit card points to ensure the safety and security of the transaction. Once this is done, we can transfer the points and then send you cash immediately, via secure Paypal transaction.

Typical Credit Card Points & Their Approximate Cash / Sell Value

Program	Estimated Cash/“Sell” Value	Notes
Amex Membership Rewards	~$0.008 – $0.03 per point	Flexible transferable points are among the most valuable; third-party brokers sometimes pay roughly 1–3¢/point in cash offers (varies by volume and demand).
Chase Ultimate Rewards	~$0.01 – $0.02+ per point	Ultimate Rewards can be worth ~1.8–2.2¢ when redeemed smartly; sell value on secondary market tends lower, closer to 1–1.8¢/pt.
Capital One Miles	~$0.01 – $0.018 per mile	Often ~1.7¢ in value on travel, resale typically closer to 1¢+.
Citi ThankYou Points	~$0.01 – $0.02 per point	Transferable to partners; resale likely closer to ~1¢.
Bank of America Reward Points	~$0.01 per point	Cash redemption is flat ~1¢; resale potential limited.
Bilt Rewards Points	~$0.012 – $0.02 per point	Often valued ~1.6–2.1¢ in travel redemption; resale typically lower.

Why Sell Your Hotel & Credit Card Points?

The reason for selling credit card points is simply because most credit card rewards programs do not offer cash redemption processes. Many credit card owners accrue millions of points but end up losing much of the value due to points expiring or being exchanged for a gift card which they don’t need. (You can however convert your points to airline miles).

3 Things to Think About Before Selling Points for Cash:

Calculate Value: It is important for you to calculate the deal you are getting for your credit card points. It is possible that you can extract more value from your credit card points program via gift cards at a higher rate per point. Make sure to calculate this before completing a point selling transaction. The Points King offers some of the most competitive rates in the industry.
Security: Unfortunately there are many dishonest point brokers in this industry, and it is imperative to use a credit card point broker who you can trust. The Points King is proud to have served many happy customers for a long time, with some of our employees having worked in this industry for over 10 years. We are happy to show you many positive reviews from our history of selling credit card points to satisfied customers.
Speed: Though we try to complete transactions within minutes, it may be possible for there to be a few hours of downtime, depending on whether it is a holiday or a server upgrade. However, we can guarantee that from the moment we verify your credit card points we can then send you your cash in under 30 minutes via secure PayPal transaction.

8 Most Popular Credit Card Points that Users Want to Sell:

The Points King is currently dealing with 10-12 credit card company points, and will buy points if you are looking to sell your extra points, and can accommodate the following transactions:

Sell Amex Points – American Express Membership Reward points can accumulate fast, and they offer 20% bonus points after 20 or more purchases. (Click here to sell Amex Centurion Black Card points).
Sell Marriot Reward Points – Marriot Reward points can be accumulated by staying in any Marriot hotel worldwide, including the Ritz Carlton.
Sell CITI Thank You Points – The CITI Thank You Premier card requires a $95 yearly fee but is a good deal as it offers 3 points for all travel expenses including gas stations.
Sell SPG Points – Starwood Preferred Guest membership points can be accrued similar to the Marriot model – click the link to see which hotels will give you SPG points.
Sell Southwest Points – Southwest offers 3 tiers, and offer varying amounts of Southwest points based on the number of flight tickets you purchase from them.
Sell Wells Fargo Points – Wells Fargo offers points users a 10% reward bonus each year, which means a lot of Wells Fargo Go Far reward point accumulation.
Sell Hilton Honors Points – The status levels of Hilton Honors points range from Blue to Diamond, with hotel stays allowing for tons of Hilton points to accrue.
Sell Hyatt Points – Hyatt offers a wide range of membership levels, with the higher levels earning a ton of Hyatt points which can be redeemed via hotel stays.

Selling Points for Cash is Becoming Popular the Last Few Years:

Believe it or not, credit card owners have been selling their points via online brokers since 2004, with the most popular credit card points program being Amex – selling Amex points is easily the most processed point transaction that we have seen for years.

Check out this chart from Google Trends which shows historical interest in ‘sell points’ since 2004 up until 2026:

If you have credit card points that you’d like to sell then get in touch with us today!

FAQ for Selling Points for Cash (Hotel Points and Credit Card Reward Points) in 2026:

Here are the most common questions we get from customers before they decide to sell their hotel or credit card reward points for cash online:

Is it actually legal to sell my miles?

Yes. There are no federal or state laws in the U.S. (with a minor, rarely enforced exception in Utah) that prohibit an individual from selling their own earned miles.

However, it is a violation of the airline’s Terms and Conditions. This is why you don’t see miles listed on eBay. Airlines want you to redeem points for low-value items like toasters or overpriced magazines. We help you bypass those restrictions by matching your miles with our corporate clients who need high-end travel.

How does the process work?

It’s faster than a TSA PreCheck line.

Request a Quote: Fill out our form with your program and balance.
Verification: We verify the account is active and the miles are valid.
Get Paid: We send payment via PayPal, E-check, or wire (usually within 15 minutes to 24 hours).
Points Transfer: Only after you have been paid do we utilize the points.

💰 Rates, Numbers, and Estimates

How much cash will I actually get?

Market rates fluctuate based on demand, but generally, you can expect between 0.8 cents and 1.8 cents per mile. Higher demand programs (like Amex or Chase) command the highest premiums.

Specific Examples:

The “Amex Whale”: You have 200,000 American Express Membership Rewards. At a rate of 1.45 cents, you’d walk away with $2,900.
The Delta Frequent Flyer: You have 100,000 Delta SkyMiles. At a rate of 1.1 cents, you’d receive $1,100.
The Business Traveler: You have 500,000 United MileagePlus miles. At a rate of 1.3 cents, that’s a payout of $6,500.

To calculate your estimated payout, use the formula:

\text{Payout} = \text{Total Miles} \times \text{Rate per Mile}

Is there a minimum amount?

Typically, we look for accounts with at least 50,000 miles. For premium credit card points (Amex, Chase, Citi), we can sometimes work with balances as low as 25,000.

🔒 Security and Risks

Will the airline shut down my account?

While it is a risk because it violates their T&Cs, it is statistically very low when you work with a professional broker. We use secure, proprietary methods to book travel that looks like “gifted” flights for family or colleagues, which is a standard feature of most loyalty programs.

Pro-Tip: Never post your frequent flyer number or screenshots of your account on public forums like Reddit or Facebook. Airlines have “audit teams” that scan for these.

What information do I need to provide?

To verify your balance and ensure the miles are “clean” (not expiring in the next 15 days), we usually require:

Your loyalty program login credentials.
A form of ID (for high-value transactions over 500,000 miles).
Your preferred payment method.

Note: We recommend changing your password to a temporary one before sharing it with us, and then changing it back once the transaction is finalized.

✈️ Popular Programs for 2026

Program	Demand Level	Estimated Rate
Amex Membership Rewards	🔥 High	$1.3 - 1.7 \text{ cents}$
Chase Ultimate Rewards	🔥 High	$1.2 - 1.6 \text{ cents}$
Delta SkyMiles	✅ Steady	$1.0 - 1.2 \text{ cents}$
United MileagePlus	✅ Steady	$1.1 - 1.4 \text{ cents}$
British Airways Avios	📈 Rising	$0.8 - 1.1 \text{ cents}$

Why shouldn’t I just use the miles for a flight?

If you can find a Business Class seat to Europe for 60,000 miles, you should take it. That is the best value. But in 2026, with “dynamic pricing” and limited “Saver” awards, many travelers find that a flight costs 400,000 miles. At that point, the “cash value” of those miles is significantly higher than the flight itself.