Amex Platinum Points Vs Amex Gold
Are you tired of feeling restricted by your credit card rewards? Do you want to break free and start earning points that truly benefit you? Look no further than the Amex Platinum Points and Gold Cards.
These two powerful options offer a wealth of rewards and benefits, but which one is right for you?
The Amex Platinum Points Card is designed for those who crave luxury travel experiences. With its high annual fee, this card offers impressive perks such as airport lounge access, hotel room upgrades, and even a concierge service to assist with travel planning. But it’s not just about the perks – the Platinum Points Card also offers generous rewards on purchases like airfare, hotels, and dining.
On the other hand, the Amex Gold Card caters to those who want to earn rewards on everyday purchases like groceries and gas. While it may not have as many flashy perks as the Platinum Points Card, its lower annual fee makes it a more accessible option for many consumers.
Overview of the Amex Platinum Points Card
You’re gonna love the Amex Platinum Points Card – it’s like having a golden ticket to exclusive experiences and luxurious perks.
With this card, you’ll get access to airport lounges around the world, including Centurion Lounges, Priority Pass Select, and Delta Sky Clubs. You can also enjoy complimentary upgrades at select hotels and resorts, as well as discounts on premium car rentals.
To be eligible for the Amex Platinum Points Card, you need to have excellent credit and an annual income of at least $100,000.
The benefits are well worth it though – in addition to the travel perks mentioned above, you’ll also earn 5 points per dollar spent on flights booked directly with airlines or through American Express Travel.
Plus, you can transfer your points to over 20 different airline and hotel partners for even more travel options.
Overall, if you’re a frequent traveler looking for top-tier benefits and rewards, the Amex Platinum Points Card is definitely worth considering.
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Overview of the Amex Gold Card
Feeling like a foodie but also wanting to earn rewards? The Amex Gold Card may be just what you need. This card offers great benefits and rewards for dining out and grocery shopping, making it perfect for those who love to indulge in good food and earn points at the same time.
Here are some of the key benefits and eligibility requirements of the Amex Gold Card:
– Earn 4x Membership Rewards points at U.S. supermarkets (up to $25,000 per year), 4x points at restaurants worldwide, and 3x points on flights booked directly with airlines or on amextravel.com
– Receive up to $120 in dining credits each year ($10 monthly) when you use your card at select partners such as Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Boxed, and more
– Get up to $100 in airline fee credit each calendar year for incidental fees such as baggage fees or in-flight purchases with one qualifying airline
To apply for the Amex Gold Card, simply visit their website and fill out an application online. Approval times vary depending on a number of factors such as credit history and income level.
Overall, if you’re someone who loves to dine out frequently or spends a lot on groceries, this card could be a great fit for you.
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Comparison of Rewards Amex Platinum vs. Amex Gold
When comparing the rewards of the Amex Platinum and Gold cards, you’ll want to consider several key factors.
First, take a look at the points per dollar spent. The Platinum card offers 5x points on flights booked directly with airlines or through American Express Travel, while the Gold card offers 4x points on dining worldwide and at U.S. supermarkets (up to $25,000 in purchases annually).
Comparison or rewards Amex Platinum vs. Amex Gold in a table manner:
|Feature||American Express Platinum||American Express Gold|
|Membership Rewards Points||Yes||Yes|
|Points Earning Rate||– 5X on flights||– 4X at restaurants|
|– 5X on hotels||– 4X at U.S. supermarkets|
|– 1X on all other||– 3X on flights|
|– 1X on all other||– 2X at U.S. gas stations|
|Travel Credits||– $200 airline fee credit||– $100 airline fee credit|
|– Up to $200 Uber credit|
|– Up to $100 Saks credit|
|Global Lounge Access||Yes||No|
|Hotel Status||– Marriott Bonvoy Gold||– Hilton Honors Gold|
|– Hilton Honors Gold|
|– Fine Hotels & Resorts|
|Rental Car Benefits||– Car rental privileges|
|– Hertz Gold Plus Rewards|
|Travel Insurance Coverage||Yes||Yes|
|No Foreign Transaction Fees||Yes||Yes|
|Statement Credits||– CLEAR Membership|
|– Equinox Credits|
|– Digital Entertainment|
Note: Rewards and benefits are subject to change. Please check the official American Express website for the most up-to-date information.
Additionally, both cards offer access to airport lounges but differ in terms of their annual airline fee credits and exclusive programs available.
Points per Dollar Spent Amex Platinum vs. Amex Gold
Comparing the two cards, Amex Platinum offers more points per dollar spent than Amex Gold. This means that every purchase you make with your Platinum card earns you more rewards compared to using a Gold card.
Here are some examples to help you understand the difference in earning potential:
– With Amex Platinum, you earn 5x Membership Rewards points on flights booked directly with airlines or through American Express Travel. In contrast, Amex Gold only offers 3x points on these purchases.
– For dining out, both cards offer similar rewards – 4x points with Platinum and 4x points with Gold. However, if you frequently order food delivery or takeout, Platinum gives you an edge by offering 5x points while Gold only offers 4x.
– Both cards offer bonus rewards for spending at U.S supermarkets but once again Platinum comes out ahead by offering 10x points compared to Gold’s 4x.
These differences may seem small at first glance but they add up quickly over time.
The higher earning potential of Amex Platinum means that it can be a better choice for those who want to maximize their rewards. Furthermore, the redemption options available for Membership Rewards can make those extra earned points even more valuable.
Access to Airport Lounges Amex Platinum vs. Amex Gold
Imagine walking through the airport terminal, glancing around at the hustle and bustle of travelers rushing to their gates. As you approach your own gate, you spot a sign for an exclusive airport lounge with amenities like complimentary drinks and snacks, comfortable seating, and even showers. This is one of the many perks that come with being an American Express Platinum cardholder.
With access to over 1,000 Priority Pass alternatives worldwide, you can indulge in luxury travel experiences without breaking the bank. While both Amex Platinum and Gold cards offer some type of lounge access, there are some restrictions to be aware of.
The Gold card provides access to Amex’s own Centurion Lounges only while Platinum offers access to not only Centurion Lounges but also Delta Sky Club lounges when flying Delta same-day as well as Priority Pass Select membership with unlimited visits.
Access to Airport Lounges Amex Platinum vs. Amex Gold in a comparison table manner:
|Lounge Access Benefit||American Express Platinum||American Express Gold|
|Priority Pass Select||Yes||No|
|Centurion Lounge Access||Yes||No|
|Delta SkyClub Access||Yes||No|
|Priority Pass Restaurant||Yes||No|
|Express Lounge Access|
|Plaza Premium Lounge Access||Yes||No|
|Escape Lounge Access||Yes||No|
|Airspace Lounge Access||Yes||No|
|Other Lounge Networks||– Escape Lounges||– No specific lounge|
|– Airspace Lounges||network mentioned|
|– International American|
|– Plaza Premium Lounges|
|– Delta SkyClub (when|
|Guest Policy||Varies by lounge||Varies by lounge|
Note: Lounge access benefits can change over time, and availability may vary depending on the specific card version and location.
However, it’s important to note that certain lounges may have restrictions or limitations on which cardholders they allow entry for.
Make sure to check before arriving at the airport so that you can plan accordingly for your next trip.
Annual Airline Fee Credits Amex Platinum vs. Amex Gold
Get ready to save money on your air travel expenses with the annual airline fee credits offered by American Express. The Amex Platinum and Gold cards both offer this benefit, but the amount varies depending on which card you have.
With the Platinum card, you can receive up to $200 in statement credits for eligible airline fees like baggage fees or in-flight meals. On the other hand, the Gold card offers up to $100 in statement credits for eligible airline fees.
To be eligible for these airline fee credits, you must select a qualifying airline at the beginning of each year. Once selected, you’ll only receive credit for purchases made with that specific airline. It’s important to note that not all airlines qualify and some fees may not be covered. However, if used wisely, this benefit can help offset some of your air travel expenses throughout the year.
Redemption Options Amex Platinum vs. Amex Gold
When it comes to reward redemption options, both cards offer flexibility in how you can use your points towards flights or other travel related expenses. The Platinum card allows you to transfer your points 1:1 to various frequent flyer programs or redeem them directly through Amex Travel at a rate of 1 cent per point.
With the Gold card, points can also be transferred 1:1 but there are fewer programs available compared to Platinum.
Alternatively, you can use your points towards travel bookings through Amex Travel at a rate of 1 cent per point or even redeem them for gift cards or merchandise if that’s more appealing to you.
Access to Exclusive Programs Amex Platinum vs. Amex Gold
You may be interested to know that as a cardholder of the Amex Platinum or Gold, you’ve got access to exclusive programs that can enhance your travel experiences and provide additional perks.
One such program is Membership Rewards, which allows you to earn points on all eligible purchases made with your card. These points can then be redeemed for a variety of rewards, including travel, gift cards, merchandise and more. If you’re someone who loves to travel, this program can be incredibly beneficial as it offers tons of options for redeeming points towards flights and hotels.
Another exclusive program available to cardholders is Global Dining. With this feature, you can receive special discounts and reservations at some of the world’s best restaurants. This perk is perfect for foodies who love trying new cuisines and exploring new dining experiences when traveling.
Not only does this save money in the long run but also ensures that you get to enjoy top-notch cuisine without having to worry about making reservations ahead of time or waiting in line at popular restaurants.
Access to exclusive programs Amex Platinum vs. Amex Gold in a comparison table manner :
|Exclusive Programs||American Express Platinum||American Express Gold|
|Membership Rewards Program||Yes||Yes|
|Fine Hotels & Resorts||Yes||No|
|The Hotel Collection||Yes||No|
|Global Dining Collection||Yes||No|
|Global Lounge Collection||Yes||No|
|By Invitation Only Events||Yes||No|
|Access to Concierge Services||Yes||Yes|
|Personalized Travel Service||Yes||No|
|Platinum Card Concierge||Yes||No|
Overall, these exclusive programs offer tremendous value to both Amex Platinum and Gold cardholders alike – making them an excellent choice for anyone looking to enhance their travel experiences while earning rewards along the way!
Comparison of Benefits Amex Platinum vs. Amex Gold
When comparing the benefits, you’ll see that Amex Platinum offers more perks than Gold. For starters, Platinum cardholders can earn 5x points on flights booked directly with airlines or through American Express Travel, while Gold only offers 3x points on these purchases.
Additionally, Platinum members have access to airport lounges such as Centurion Lounges and Priority Pass Select lounges, whereas Gold only provides access to the latter. Moreover, Amex Platinum comes with a $200 annual airline credit and $100 Global Entry or TSA PreCheck fee credit.
On the other hand, Amex Gold only has an annual dining credit of up to $120 at select restaurants and Uber Cash credits. It’s worth noting that both cards offer flexible redemption options for their respective rewards program; however, points earned from Amex Gold expire after one year while those from Platinum do not have an expiration date.
Ultimately, if you’re looking for a more comprehensive travel experience with added benefits like lounge access and airline credits, then Amex Platinum is the way to go.
Choosing the Right Card for You Amex Platinum vs. Amex Gold
To select the ideal card, consider your travel needs and preferences to determine which benefits suit you best. While both the Amex Platinum and Gold cards offer valuable perks, they differ in their rewards structure and annual fees.
When it comes to rewards structure, the Amex Platinum offers more points per dollar spent on travel-related purchases such as airfare, hotels, and rental cars. On the other hand, the Amex Gold card provides bonus points for dining at restaurants and shopping at supermarkets.
If you frequently travel or prefer luxury accommodations, then the Platinum card may be a better fit for you. However, if dining out is a big part of your lifestyle or you do most of your shopping at supermarkets, then the Gold card may offer more value.
In terms of annual fees, the Amex Platinum has a higher fee than the Gold card but also provides more premium benefits such as airport lounge access and airline fee credits. The Gold card has a lower annual fee but still offers valuable benefits like no foreign transaction fees and purchase protection.
Ultimately, selecting between these two cards depends on your spending habits and priorities. Take time to evaluate which features are most important to you before making a decision.
Frequently Asked Questions
- How do the annual fees for the Amex Platinum Points Card and the Amex Gold Card compare to other credit cards on the market?
- When it comes to annual fees and rewards programs, Amex Platinum Points and Gold cards can vary from other credit cards on the market. Researching various options can help you determine which card will give you the most value for your money.
- Can you transfer points between the Amex Platinum Points Card and the Amex Gold Card?
- Yes, you can transfer points between the Amex Platinum Points card and the Amex Gold card, but there are transfer limitations. Both cards offer point redemption options such as travel, shopping, and dining.
- Are there any spending categories that earn bonus points on both the Amex Platinum Points Card and the Amex Gold Card?
- You can earn bonus points on spending categories such as dining, travel, and groceries with both the Amex Platinum Points Card and the Amex Gold Card. However, their annual fees and benefits vary greatly in comparison.
- What are the minimum credit score requirements for approval for the Amex Platinum Points Card and the Amex Gold Card?
- To be approved for the Amex Platinum Points or Gold card, you’ll generally need a credit score of at least 700. Approval rates vary based on individual factors like income, debt-to-income ratio, and credit history.
- Do either the Amex Platinum Points Card or the Amex Gold Card offer any introductory APR promotions for balance transfers or purchases?
- Looking for an introductory APR promotion on balance transfers or purchases? Both the Amex Platinum Points and Gold cards offer such deals. In terms of rewards, the Platinum offers higher earning potential, while the Gold has lower fees.
So which card is right for you? It ultimately depends on your spending habits and travel goals.
The Amex Platinum Points Card offers valuable perks such as airport lounge access and elite hotel status, but it comes with a hefty annual fee. If you frequently travel and make use of these benefits, the Platinum Card may be worth the investment.
On the other hand, the Amex Gold Card offers more flexibility with its rewards categories and lower annual fee. If you spend a lot on dining and groceries, this card could earn you significant rewards. Additionally, it still offers some travel perks like baggage insurance and rental car coverage.
Ultimately, both cards offer valuable rewards and benefits that can enhance your travel experience. Consider your spending habits and priorities to determine which card is the best fit for you.