1. General Questions

• What does it mean to “sell” my Amex Centurion points?
  • Selling your points involves transferring the value of your accumulated Membership Rewards to a third-party broker in exchange for a direct cash payment (typically via PayPal, Wire Transfer, or Check). Because Centurion members often spend millions of dollars annually, they accrue points at a rate far higher than they can realistically spend on personal travel. Selling allows you to turn that “digital currency” into liquid capital.

• Is it legal to sell my Amex Black Card points?
  • Yes, it is entirely legal. There are no federal or state laws in the U.S. that prohibit the sale of credit card rewards. However, it is important to note that selling points typically goes against American Express’s internal Terms of Service. This is why using a professional, discreet broker like The Points King is essential to ensure the transaction is handled safely and without flagging your account. If you are wondering how to get invited for a Centurion Amex Black card check our guide here.
• How much are Centurion points worth in 2026?
  • The value of Centurion points is generally higher than standard rewards because they are often sold in high volumes. While Amex offers a measly 0.6 cents per point (cpp) for statement credits, selling to a broker can net you significantly more—often ranging from 1.1 to 1.8 cpp, depending on the total volume and current market demand for luxury travel redemptions.

2. The Selling Process

• How do I get a quote for my points?
  • Simply fill out the secure form on our “Sell Amex Points” page. You will need to provide your name, contact information, and the approximate number of points you wish to sell. For Centurion members, we offer a “White Glove” service with a dedicated account manager to handle high-volume requests (500,000+ points).
• What is the minimum number of points I can sell?
  • To maintain our competitive payout rates, we generally require a minimum of 50,000 Membership Rewards points. However, most Centurion clients liquidate in blocks of 500,000 to 5,000,000 points to maximize their return.
• How quickly will I receive my payment?
  • Once the points are verified and the transaction is initiated, payments are typically processed within 24 hours. We offer several “instant” payment methods, including Verified PayPal and bank wires, to ensure you have access to your funds immediately.

3. Safety & Security

• Will my Amex account be shut down?
  • We take extreme precautions to protect your relationship with American Express. Our process involves booking travel for our clients using your points in a way that mimics “gift” bookings or authorized travel. We never “drain” an account in a suspicious manner, and we have a 100% success rate in keeping our clients’ accounts in good standing.
• Is my personal data secure?
  • Absolutely. We use bank-grade SSL encryption and never store your login credentials after a transaction is complete. Our business is built on the trust of high-net-worth individuals; we respect your privacy and will never share your data with third parties.

4. Hypothetical Scenarios & Numbers

Scenario: “I have 2,000,000 points. What is the difference between Amex’s ‘Cover Your Charges’ and selling to The Points King?”

• Amex Statement Credit (0.6 cpp): You would receive $12,000 in credit.

• The Points King (e.g., 1.5 cpp): You would receive $30,000 in cash.

• The Difference: You gain an extra $18,000 by selling your points rather than using Amex’s internal redemption.

• Can I sell points if I just received my Black Card invitation?
  • Yes. Even if you are a new Centurion member, as long as you have a balance of 50,000+ points (likely carried over from your Platinum card), you are eligible to sell.

5. Taxes & Logistics

• Do I have to pay taxes on the cash I receive?
  • In most cases, credit card rewards are viewed by the IRS as a “rebate” on spending rather than taxable income, meaning the cash you receive is often tax-free. However, because Centurion-level spending is significant, we always recommend consulting with your CPA or tax advisor regarding high-value liquidations.
• Do Amex Centurion points ever expire?
  • As long as your account is open and in good standing, your Membership Rewards points do not expire. This allows you to “bulk up” your points over several years to fetch a higher “bulk rate” when you eventually decide to sell.