Sell airline miles vs cash back credit cards

Sell airline miles vs cash back credit cards – pros and cons

There’s no reason not to have a cashback credit card to collect miles. You can usually sell the miles or points for cash if you’re not a frequent flier and traveler. Let’s explore the pros and cons of having a cashback credit card and then selling miles for cash.

Sell airline miles

Selling airline miles gives you cash through PayPal or your bank account. It’s real cash that you can use to buy whatever you want. If you’re not a frequent traveler and prefer to spend your money on other goods and services, selling the miles you’ve collected is a good value deal.


  • Can get a quote from different sellers and choose the most advantageous offer
  • Competitive rates mean that you may get more value for the points than redeeming an offer you don’t need
  • You get cash that you can use to buy whatever you like
  • Quick process and no waiting for weeks
  • Miles don’t go to waste and someone else can use them to travel
  • Less hassle than trying to transfer points from one account to another
  • You are protected as a buyer


  • Selling your miles may result in getting a lower cash sum than the value of the miles if you were to redeem them for flights and hotel stays
  • Not all miles and points can be sold and traded
  • Brokers may require a minimum number of points before you can start selling

Cashback credit cards

Cashback credit cards offer clients a reward for making purchases with the credit card. The rewards can take on the form of straight-up cash in your bank account, statement credits, flexible rewards, and points.

Travel rewards credit cards allow you to get points that you can then use for booking flights and hotels. Most credit cards give you about 1.5% in cashback or the equivalent in points.


  • Usually, credit cards have low or no annual fees
  • Various redemption options
  • Warranties and theft protection is included
  • When you sign up, you can get generous bonuses like extra points or cashback.


  • If you are a frequent traveler, the perks are minimal, and you can hardly earn enough points from a regular cashback card. Opt for travel credit cards instead.
  • Very limited redemption possibilities with only a handful (or less) hotel and flight options.
  • You have to make a lot of high-value purchases to earn points. If the card charges fees, you’re barely making a profit.

The bottom line is that cashback is a great way to earn money and points when you go shopping. But, if you want quick cash, selling your points is the best way to gain value.

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