Reviewed by Joseph Hellman-Benjamin, Founder and CEO. Last reviewed: October 8, 2026. Editorial Policy
Chase Ultimate Rewards points transfer to 10 airline programs and 4 hotel programs. All transfer at 1:1 except World of Hyatt, which moved to 4:3 for Sapphire Preferred and Ink Business Preferred cardholders on October 1, 2026. Transfers go in 1,000-point increments and cannot be reversed.
Chase Airline Transfer Partners
| Airline program | Alliance | Ratio | Typical transfer time |
|---|---|---|---|
| Aer Lingus AerClub | None | 1:1 | Instant |
| Air Canada Aeroplan | Star Alliance | 1:1 | Instant |
| Air France-KLM Flying Blue | SkyTeam | 1:1 | Instant |
| British Airways Club | Oneworld | 1:1 | Instant |
| Iberia Club | Oneworld | 1:1 | Instant |
| JetBlue TrueBlue | None | 1:1 | Instant |
| Singapore Airlines KrisFlyer | Star Alliance | 1:1 | Up to about 72 hours |
| Southwest Rapid Rewards | None | 1:1 | Instant |
| United MileagePlus | Star Alliance | 1:1 | Instant |
| Virgin Atlantic Flying Club | SkyTeam | 1:1 | Instant |
Chase Hotel Transfer Partners
| Hotel program | Ratio | Typical transfer time |
|---|---|---|
| IHG One Rewards | 1:1 | Instant |
| Marriott Bonvoy | 1:1 | Up to about 72 hours |
| World of Hyatt | 1:1 on Sapphire Reserve cards; 4:3 on Sapphire Preferred and Ink Business Preferred | Instant |
| Wyndham Rewards | 1:1 | Instant |
Which Chase Cards Can Transfer Points
Only four cards transfer to partners: Sapphire Preferred, Sapphire Reserve, Sapphire Reserve for Business and Ink Business Preferred. Freedom cards and Ink Business Unlimited earn Ultimate Rewards points, but you must combine them into one of those four accounts before transferring.
Recent Changes
- Emirates left Chase’s partner list in October 2025.
- Hyatt became 4:3 for Sapphire Preferred and Ink Business Preferred on October 1, 2026, and immediately for new applicants from June 15, 2026. Sapphire Reserve cards keep 1:1.
Before You Transfer
Chase’s Ultimate Rewards program agreement says that once points are transferred, they cannot be refunded and the transaction cannot be canceled. Check award availability on the partner’s site before moving anything.
If You Would Rather Have Cash
A good transfer redemption is usually worth more than cash. If you will not use your points for travel, Chase pays 1 cent per point as cash back, and some cardholders sell their points instead. If you are weighing that, read what Chase’s terms say about selling points first.
Frequently Asked Questions
What airlines partner with Chase Ultimate Rewards?
Aer Lingus, Air Canada Aeroplan, Air France-KLM Flying Blue, British Airways, Iberia, JetBlue, Singapore Airlines, Southwest, United and Virgin Atlantic.
What are Chase’s hotel transfer partners?
IHG One Rewards, Marriott Bonvoy, World of Hyatt and Wyndham Rewards.
Do the Sapphire Preferred and Sapphire Reserve have the same partners?
Yes. The only difference is Hyatt: 1:1 on the Reserve, 4:3 on the Preferred.
Is Emirates still a Chase transfer partner?
No. The partnership ended in October 2025.
Related: sell United miles, sell British Airways miles, sell Singapore miles, sell Hyatt points, sell Marriott points.